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HOUSEHOLDS · FY 2026

SNAP benefits for seniors

How age 60+ can affect income screening and deductions.

How age 60+ can affect income screening and deductions.

Older adult and family member reviewing paperwork together
Keep a record of costs and ask the agency which documents it needs.

A different income path

A household with someone age 60 or older may be exempt from the gross income test. The net test and other rules can still apply. Retirement income is generally part of the income calculation; simply being retired does not guarantee benefits.

Medical costs can count

Out-of-pocket medical costs above $35 a month may be deductible for eligible older household members. Examples can include prescriptions, copays, certain dental expenses and transportation to care. Save bills and payment records, and ask the caseworker which costs are accepted.

Shelter expenses matter too

The federal excess shelter deduction cap generally does not apply to a household with an older or disabled member. This can make a material difference when rent and utilities are high relative to income.

Help with the application

A trusted authorized representative may be able to help with the process. Contact your state SNAP office for its rules. The official agency can also explain accessibility and language assistance.

Sources and next step

Federal baseline information: USDA eligibility rules and FY 2026 tables. Details vary by state and household. Find your state SNAP agency to apply or verify your case.