Compare the gross and net tests before you apply.
Start with the right household
SNAP usually groups people who live together and purchase and prepare food together. Spouses living together and most children under 22 living with a parent have additional household rules. Count the household correctly before comparing your earnings to a chart: a two-person income limit cannot answer a four-person household’s question.
Gross is not net
Gross income is generally income before deductions. For FY 2026 in the 48 contiguous states and DC, the one-person federal gross limit is $1,696 monthly and the net limit is $1,305. A household of four has federal limits of $3,483 and $2,680. These limits apply October 1, 2025 through September 30, 2026; Alaska and Hawaii use separate figures.
A limit is a starting point
Most households face both tests. A household with an older or disabled member may avoid the gross test, and states using broad-based categorical eligibility can use a different gross screen. Countable net income also depends on approved expenses. A number above the basic gross chart is therefore a reason to check state policy, not a reason to discard an application.
Check the correct period
Convert weekly earnings to a monthly amount using the state agency’s conversion method and include other countable income. Use current pay records and tell the agency when hours vary. If you are close to the limit, ask the agency to calculate your case rather than guessing from one paycheck.
Sources and next step
Federal baseline information: USDA eligibility rules and FY 2026 tables. Details vary by state and household. Find your state SNAP agency to apply or verify your case.